Ready to Move Flats for Sale in Chennai
Buy ready-to-move flats in Chennai. Verified apartments with OC, possession immediate. No construction risk, tax benefits, no GST. RERA listed on Propspedia. Zero brokerage.
12 Verified Ready-to-Move Flats in Chennai
Ready-to-Move Flats in Chennai — 2026 Market Overview
180 ready-to-move flats in Chennai are available for immediate possession on Propspedia in 2026, priced ₹0L–₹9.2 Cr. These are fully completed apartments with Occupancy Certificate (OC) — you can physically inspect every room, verify actual carpet area against the promised figure, and take possession within days of registration. The financial case is compelling: no 5% GST (saving ₹4–12 lakhs on a typical project vs under-construction), immediate home loan disbursement with no pre-EMI period, and rental income from day one. Ready-to-move properties in Chennai are concentrated in Anna Nagar, Perungudi, Pammal, Padur, Madhavaram. Total government transaction cost in Chennai: 11% (7% stamp duty + 4% registration) — factor this into your all-in budget before reserving a unit.
FAQs — Ready to Move Flats for Sale in Chennai
What is the price of ready-to-move flats in Chennai?
Ready-to-move flats in Chennai are priced from ₹0L to ₹9.2 Cr — avg. ₹10,623 per sqft across 180 verified listings on Propspedia in 2026. Highest concentration of ready inventory: Anna Nagar, Perungudi, Pammal, Padur. Ready stock in Chennai spans affordable 1 BHKs to luxury 4 BHKs and penthouses.
Why should I buy a ready-to-move flat in Chennai over under-construction?
Five key advantages: (1) Zero GST — saving 5% vs under-construction, which on a ₹1 Cr flat is ₹5 lakhs; (2) Immediate possession — no 2–4 year wait; (3) Physical inspection before purchase; (4) Immediate home loan disbursement — no pre-EMI stage; (5) Day-one rental income. The trade-off: slightly higher price than comparable under-construction entry.
How do I verify that a ready flat in Chennai has a valid OC?
Request the Occupancy Certificate (OC) issued by the local body (CMDA/TNRERA for Chennai, BBMP for Bengaluru, GHMC for Hyderabad, GCDA for Kochi). Also verify: Completion Certificate (CC), water and electricity connections in the developer's name, and property tax assessment. Propspedia verifies OC status for all ready listings — look for the "Ready to Occupy" status badge.
Which localities in Chennai have the most ready-to-move flats?
Highest concentrations of verified ready-to-move apartments in Chennai: Anna Nagar, Perungudi, Pammal, Padur. These are established residential zones where project cycles from 2019–2024 have completed delivery and received OC. Propspedia filters verified ready listings by locality, BHK, and budget.
What are the total costs when buying a ready flat in Chennai?
Total acquisition cost = property price + 11% (7% stamp duty + 4% registration) (government charges) + society transfer charges (₹25,000–₹1,00,000) + legal/registration fees (₹20,000–₹50,000). No GST on ready properties with OC. Propspedia's PropCost™ calculator in each listing shows the exact all-in figure so you can budget accurately.